Stocks & Trading

• A share is a small ownership slice of a real company.
• Prices move on earnings, news and expectations — not on hype alone forever.
• Dividends pay part of the profits back to owners.

• Investing: broad index funds held for years; historically ~7–10% average annual return.
• Trading: short-term bets; the large majority of active day traders lose money.
• Compounding is the real superpower: time in the market beats timing it.

• Never invest money you need within five years.
• Diversify — one company can go to zero, the whole market rarely does.
• Ignore anyone promising guaranteed returns. That's the scam signature.

🎬 Episode: $100 a month for 30 years

See compounding do the heavy lifting.

1. $100/month for 30 years = $36,000 contributed.
2. At an 8% average return it grows to roughly $150,000.
3. Start ten years later and you land near $59,000. Time is the ingredient.